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What is a Medicare Supplement Plan (Medigap)?

A Medicare Supplement Insurance (Medigap) policy is sold by private insurance companies and can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan.

MEDICARE SUPPLEMENT Companies we represent

Heartland National Life

UnitedHealthcare (AARP)

Medico Corp

Western United Life

Globe Life

New Era of the Midwest

Aetna Health Ins Co


Capital Blue Cross

U.S. Fire

GPM Health

Accendo (a CVS affiliate)

Mutual of Omaha (and it's subsidiaries)


Manhattan Life Assurance Co

for a complete list of Medicare Supplement companies we represent, please contact us.

Please Note:

Neither Courter Financial Services, LLC, nor any of its agents are affiliated with or sponsored by the U.S. Government or Medicare. The companies listed above are those represented by the associates of Courter Financial Services, LLC. For a complete listing of companies that offer Medicare Supplement Plans in your area, please visit call 1-800-MEDICARE. You may also contact our office if you would like a licensed insurance agent to assist you; or you may visit our Medicare specific website by clicking  here.

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